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Terms & Conditions

These Terms govern your use of our website and services. By accessing this site, you agree to comply with all applicable policies and laws.

1. Introduction

Welcome to RP Singh & Associates (“we,” “us,” “our”). This Terms & Conditions document outlines the terms under which you are allowed to use our website and services.

2. Services

RP Singh & Associates provides financial services, including but not limited to business loans, home loans, loan against property (LAP), overdrafts (OD), and credit limits (CC) from both government and private banks/NBFCs. All services are subject to the approval and terms of the financial institutions and/or lenders we partner with.

3. Eligibility

To use our services, you must:

  • Be at least 18 years old.
  • Have the legal capacity to enter into binding contracts.
  • Provide accurate and up-to-date information when applying for services.

4. Application Process

By submitting an application through our website, you authorize RP Singh & Associates to:

  • Collect, process, and verify your personal and financial information.
  • Share your details with financial institutions for processing your loan or credit application.

We do not guarantee approval or disbursement of any loan or credit limit. Each financial institution or lender may have their own approval criteria, and their decision is final.

5. Fees and Charges

While RP Singh & Associates does not charge a fee for providing initial consultations, the financial institutions we work with may have fees, interest rates, and charges associated with their loan products. These will be disclosed to you by the respective lender during the loan application process.

We recommend that you read and understand the terms of any financial product before proceeding.

6. Privacy and Data Protection

We take your privacy seriously. Our Privacy Policy (available on our website) explains how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your personal data as described in the Privacy Policy.

7. User Responsibilities

  • Provide accurate and complete information during the application process.
  • Keep your account and application details secure.
  • Not use our website or services for any fraudulent, illegal, or unlawful purposes.

8. Limitation of Liability

RP Singh & Associates makes every effort to ensure that the information and services provided on our website are accurate and reliable. However, we do not guarantee that the website will be error-free, secure, or uninterrupted.

We will not be liable for any damages, losses, or expenses arising from:

  • The use or inability to use our services.
  • Errors or omissions in the information provided on our website.
  • Any delays or failures caused by third-party financial institutions or lenders.

9. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience and do not imply endorsement of the content, services, or products provided by these third parties. We are not responsible for the content or privacy practices of third-party websites.

10. Modifications to Terms

RP Singh & Associates reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of our website and services after changes are posted constitutes acceptance of the modified terms.

11. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising from these terms shall be resolved in the courts located in New Delhi, India.

12. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, without notice, for any violation of these Terms and Conditions or any unlawful behavior.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

RP Singh & Associates
Email: rpsingh.0185@gmail.com
Phone: +91 7678684657
Address: WZ-92, Guru Nanak Nagar, Tilak Nagar, New Delhi-110018

14. Disclaimer

All financial products, including loans and credit limits, are subject to the terms and conditions of the respective financial institution or lender. RP Singh & Associates is not responsible for the approval, denial, or terms of any loan or credit product provided by third-party lenders.

By using our services, you acknowledge that you are doing so at your own risk and agree to the terms outlined above.

  • Loan offers are subject to eligibility and credit assessment.
  • Rates, fees, and limits may change without notice.
  • Do not share your account details or OTP with anyone.